DESCRIPTION OF PRODUCTS AND SERVICES
The Investors Edge University provides its clients with access to a variety of products and services, including without limitation the Investors Edge University Home Study Courses, the Exclusive Newsletters (available in multiple delivery options), Personal Mentoring/Coaching, and access to our Internet Site (all of which are referred to herein collectively as the “Products and Services”). D/B/A NAME REGISTRATIONS, SUBSIDIARIES AND AFFILIATES
Investors Edge University, Millionaire Mindset, LLC, Colorado REIA LLC, Carei.com, Financial Success LLC, Financial Freedom LLC. Dwanderful.com, and Certified Investor Gear, LLC, Denver Colorado based and Florida Corporations that conducts business as Investor Edge University and companies and/or any of its d/b/a entities, and/or its subsidiaries and/or affiliates.MATERIALS, COACHING, PROGRAMS, AND DISPUTES:
Purchaser realizes that any downloadable programs that are purchased through the Investors Edge University or its’ subsidiaries offer no return policy. Once the product has been sent via-email the purchaser agrees there is NO refund policy and agrees not to open a dispute with their credit card company. By signing on the “I ACCEPT” box I am agreeing to these terms. I also have read the following and agree to the following, “I understand and I waive my right to call my credit card company and dispute any of these charges.”ACCEPTANCE OF TERMS
All of the Products and Services provided to you by The Investors Edge University, via this Internet Site/Live Event/Webinar or any other place of sale are provided subject to the following terms. Additionally, you further understand and agree that where there is no conflict with other written agreements, all of the Products and Services provided by The Investors Edge University, including any updates, enhancements, new features, and/or the addition of any new information, whether provided via this Internet Site or via other medium, are also subject to these TOU.BY USING THIS SITE OR BEING AT A WORKSHOP YOU AGREE THAT PURCHASING ANY OF THE INVESTOR’S EDGE UNIVERSITY PRODUCTSAND SERVICES, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. The Investors Edge University reserves the right to update these TOU without prior notice to you. The most current version of the TOU can be reviewed by clicking on the “Term of Use” hypertext link located at the bottom of our Web pages.PERSONAL AND NON-COMMERCIAL USE LIMITATION
The Products and Services are offered and provided solely for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, products, goods or services obtained from the Services. As a condition of your use of the Products and Services, you will not use the Products and Services for any purpose that is unlawful or prohibited by these TOU.NO LICENSE
All information produced on our Internet Site or through the Products and Services or workshops is the property of The Investors Edge University or its content suppliers and is protected by United States copyright law. Nothing on our Internet Site, workshops or in the Products and Services shall be construed as conferring any license of any of The Investors Edge University’s or any third party’s intellectual property rights.MEMBER ACCOUNT, PASSWORD, AND SECURITY
If you receive a password and account designation with regard to our Internet Site, you agree to be solely responsible for maintaining the confidentiality of your password and account, and further agree that you are fully responsible for all activities that occur under your password or account. You agree to immediately notify The Investor’s Edge University of any unauthorized use of your password or account or any other breach of security.CREDIT CARD AND SITE FEES
As a condition to your access to some or all of the Products and Services, you must provide The Investors Edge University with a valid credit card and/or debt card number. Any such card must belong to you and must have sufficient credit or funds to pay the fees associated with your purchase(s) of the Products and Services. Your card will be automatically debited for all fees associated with the Products and Services provided. In the event you cancel the card provided to The Investor’s Edge University, you must immediately provide The Investors Edge University with a new card number to continue access to the Products and Services. You authorize The Investor’s Edge University to make charges to your card based on your purchase(s) of the Products and Services.DISCLAIMER OF WARRANTIES AND LIABILITY/NO REPRESENTATIONS OR GUARANTEESYOU EXPRESSLY AGREE THAT YOUR USE OF OUR INTERNET SITE AND THE PRODUCTS AND SERVICES OFFERED BY THE INVESTORS EDGE UNIVERSITY(WHETHER PROVIDED VIA THIS SITE OR ANOTHER MEDIUM SUCH AS NEWSLETTERS OR LIVE EVENTS OR WEBINARS) IS AT YOUR OWN SOLE RISK, ALL SUCH PRODUCTS AND SERVICES BEING PROVIDED TO YOU WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENTPERMISSIBLE PURSUANT TO APPLICABLE LAW, THE INVESTOR’S EDGE UNIVERSITY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS.THE INVESTOR’S EDGE UNIVERSITY MAKES NO WARRANTIES OR GUARANTEES OR REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OFANY OF THE PRODUCTS AND SERVICES OFFERED BY THE INVESTOR’S EDGE UNIVERSITY. IF APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION OF SOME OR ALL OF THE ABOVE IMPLIED WARRANTIES TO APPLY TO YOU, THE ABOVE EXCLUSIONS WILL APPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW, BUT TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.LIMITATION OF LIABILITYYOU EXPRESSLY AGREE THAT THE MAXIMUM LIABILITY OF THE INVESTORS EDGE UNIVERSITY, ITS AFFILIATED AND SUBSIDIARY COMPANIES, AND THEIRRESPECTIVE VENDORS, AGENTS, EMPLOYEES, OFFICERS, DIRECTORS, AND ANY PERSON INVOLVED IN THE CREATION, PRODUCTION OR DISTRIBUTION OF THEPRODUCTS AND SERVICES SHALL BE FOR THE PURCHASE PRICE YOU PAID FOR SUCH PRODUCTS AND SERVICES AND NO MORE. ACCORDINGLY, YOU EXPRESSLYAGREE THAT THE INVESTOR’S EDGE UNIVERSITY, ITS AFFILIATED AND SUBSIDIARY COMPANIES, AND THEIR RESPECTIVE VENDORS, AGENTS, EMPLOYEES,OFFICERS, DIRECTORS, AND ANY PERSON INVOLVED IN THE CREATION, PRODUCTION OR DISTRIBUTION OF THE PRODUCTS AND SERVICES SHALL NOT BELIABLE FOR ANY CLAIMS, LIABILITY, OR DIRECT, INDIRECT, PUNITIVE, ACTUAL, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER DAMAGES RESULTING FROM YOUR PURCHASE AND/OR USE OF ANY PRODUCTS AND SERVICES WHICH EXCEEDS THE PURCHASE PRICE YOU PAID FOR THE PRODUCTS AND SERVICES.IF APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION OF SOME OR ALL OF THE ABOVE LIMITATIONS OF LIABILITY TO APPLY TO YOU, THE LIMITATION WILLAPPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW. HOWEVER, YOU AGREE THAT THE LIMITATIONS OF LIABILITY AS SET FORTH ABOVESHALL APPLY EITHER AS SET FORTH ABOVE OR TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. IF APPLICABLE LAW REQUIRES THAT AWARRANTY MUST SURVIVE, THEN YOU AGREE THAT ANY SUCH WARRANTY SHALL SURVIVE FOR THE ONE DAY ONLY-BEING THE FIRST DAY YOU HAD ACCESS TO THE PRODUCTS AND SERVICES.NEWSLETTER AND INTERNET SITE SPECIFIC DISCLAIMER
You understand and agree that the information provided through our Internet Site and any newsletters (which are part and parcel to the reference of Products and Services) may have been obtained from various content providers and sources all believed to be reliable. You understand and acknowledge that the accuracy, completeness, timeliness or correct sequencing of the information contained in the newsletters or on our Internet Site is not guaranteed by The Investors Edge University, is not intended to address the specific investment situation, and may not be appropriate for your individual situation. You further understand that the information provided through our Internet Site and/or any newsletters may not be reproduced, retransmitted, disseminated, sold, distributed, published, broadcasted, circulated or commercially exploited by you in any manner without the express written consent of The Investors Edge University. All information provided in the newsletters and on our Internet Site is intended for information purposes only and is not a solicitation or an offer to buy or sell securities. Because investing and trading in the financial markets involves risk, The Investors Edge University recommends that you do your own research and consult with a registered financial advisor before making any investment decisions. WITHOUT IN ANY WAY LIMITING THE DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH ABOVE, AND AS AN ADDITIONAL RESTATEMENT THEREOF WITH RESPECT TO THE NEWSLETTERS AND OUR INTERNET SITE, NEITHER THE INVESTOR’S EDGE UNIVERSITY NOR ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS SHALL BE LIABLE FOR THE ACCURACY, COMPLETENESS, TIMELINESS OR CORRECT SEQUENCING OF THE INFORMATION IN THE NEWSLETTER OR THIS INTERNET SITE OR FOR ANY DECISION MADE OR ANY ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION CONTAINED THEREIN.NEITHER THE INVESTORS EDGE UNIVERSITY NOR ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS SHALL BE LIABLE FOR ANY LOSSES, COSTS, OR DAMAGES,WHETHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OFPROFITS, GOODWILL, USE, DATE OR OTHER INTAGIBLE DAMAGES OR LOSSES ARISING FROM OR RELATING TO YOUR SUBSCRIPTION TO THIS INTERNET SITE ORTHE NEWLSETTERS. IF APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION OF SOME OR ALL OF THE ABOVE IMPLIED WARRANTIES TO APPLY TO YOU, THE ABOVE EXCLUSIONS WILL APPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW, BUT TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.LINKS TO THIRD PARTY SITES
Our Internet Site may provide links to third-party sites or resources. Because The Investors Edge University has no control over such sites and resources, you acknowledge and agree that The Investors Edge University is not responsible for the availability of such linked sites and is not responsible or liable for any content, advertising, products, services or other materials on or available from such linked sites. Providing these links to you is intended as a convenience and the inclusion of any link does not imply endorsement by The Investors Edge University of the site or the products, services or other materials available thereon.INDEMNIFICATION
You agree to hold harmless The Investors Edge University and its directors, officers, employees and agents from any and all claims, losses, liabilities, costs and expenses (including attorneys’ fees) arising out of or related to you violation of these TOU or any third party’s rights, including without limitation, copyright, proprietary, and privacy rights which may arise as a result of your use of our Internet Site or any of the Products and Services provided by The Investors Edge University.GENERAL PROVISIONS
You acknowledge that before being granted access to our Internet Site, you may have completed an oral “compliance” process (“Oral Compliance”) whereby representatives of The Investors Edge University orally confirmed your desire to purchase some or all of the Products and Services provided by The Investors Edge University. You may have also signed a written “Mentoring Agreement” or an Apprentice Form (“Mentoring Agreement”). You agree that these TOU, together with any Oral Compliance and any written Mentoring Agreement/Apprentice Agreement constitute the entire agreement between you and The Investors Edge University and that these agreements govern your relationship with The Investors Edge University as well as govern your use of our Internet Site. You further agree that the Oral Compliance, Mentoring Agreement, and these TOU supersede any and all other agreements between you and The Investors Edge University. If any provision of theseTOU is held to be invalid or unenforceable, then such invalidity shall not affect the enforceability of any other provision of the TOU, the Oral Compliance, or the Mentoring Agreement. You Also realize the coaching (mentoring) we give you is general nationwide coaching and you need to check with you local attorney to check the legality of what we teach. You also realize we are not attorneys or accountants and cannot give you legal or tax advice. All state laws are different when working with distressed homeowners or banks.The failure of The Investors Edge University to exercise or enforce any right or provision of the TOU, Oral Compliance or Mentoring Agreement shall not constitute a waiver of such right or provision. By accessing our Site and by using the Products and Services provided by The Investors Edge University, you agree that all of the rights, obligations, and duties arising from the Products and Services or our Internet Site shall be governed and construed in accordance with the laws of the State of Colorado, without regard to its conflictsof laws principles. Any controversy or dispute arising out of your use of our Internet Site, or any of the Products and Services provided by The Investors Edge University shall be resolved, and if necessary, litigation exclusively in the state or federal courts located in Park County, Colorado. You further agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your use of our Internet Site or your use of any of the Products and Services provided by The Investors Edge University must be filed within one (1) year after such claim or cause of action arose or be forever barred. In the event The Investors Edge University brings any action against you for violation of these TOU, the Oral Compliance or the Mentoring Agreement, or to collect any unpaid fees from you, you agree that in addition to all other remedies and damages that may be awarded, The Investors Edge University shall also be awarded reimbursement of its costs and fees (including but not limited to reasonable attorneys’ fees) incurred in such action.